When finances appear bleak and feel hopeless, my answer to you is prayer. In the bible, it says that nothing is impossible with God when we trust Him (Philippians 4:13). Prayer is key.

SACCO loans vs Bank Loans

Prayer is an amazing opportunity we all have to communicate with God. It is a direct access point to declare a prayer for immediate financial blessing. Through your prayers against financial blockages, declare God’s favor upon your life. Declare protection so that God will open doors that no man can open and close doors that no man can close (Isaiah 22:22) You can learn more about the fundamentals of prayer in my post, Prayer Points.

The Lord also calls us to give our tithes and offerings to the church.

Luke 6:38 English Standard Version
give, and it will be given to you. Good measure, pressed down, shaken together, running over, will be put into your lap. For with the measure you use it will be measured back to you.

Dear Heavenly Father, I ask for forgiveness for the poor financial choices I’ve made. I gave only when I had excess not when it was my first fruits. I was fearful and insecure about how I would be able to provide for myself and my family. I repent of my sins and ask for Your provision in the mighty name of Jesus. I pray for debt cancellation and financial breakthrough to come upon my finances. Please give me the tools to strategically make lifestyle changes financially. Please help me steward what You’ve given me. Please use this situation as a powerful testimony of Your provision and mercy. I ask for a financial miracle. In the mighty name of Jesus I pray, Amen.

Proverbs 3:9-10
Honor the Lord with your wealth
And with the first fruits of all your crops (income); Then your barns will be abundantly filled And your vats will overflow with new wine.

Dear Christ Jesus, I come to You with my financial problems. The bible says that nothing is impossible in Christ Jesus. I pray for financial breakthrough over my present and over my future. I declare miracle prayers for money to help me with my debt. Please help me see Your heart and know Your ways so that I may receive a total recovery with my debt. I declare that You are more than enough. Through this prayer for prosperity and financial release, I also ask that You will bless me and enlarge my territory to be a blessing to others. I pray all these things in Your wonderful name, Amen.


1 Chronicles 4:10 English Standard Version
Jabez called upon the God of Israel, saying, “Oh that you would bless me and enlarge my border, and that your hand might be with me, and that you would keep me from harm so that it might not bring me pain!” And God granted what he asked.